Purchasing a property is an important decision, it is essential to check and do all administrative formalities before committing to buy a property.
Firstly, it is advisable to ask the seller the Property Public Deed showing that he/she is the owner. This document will be asked by the Notary when signing the sale deed.
Secondly, it is necessary to ask for the Property Register Simple Document. Although this is only an informative document with the main details about a property: register ownership, location and main characteristics, as well as if it is subjected to any charges, encumbrances or third party rights. If a further guarantee is required, it is also possible to ask for a Property Register Certificate.
The Energy Performance Certificate is required when signing a sale deed or rental agreement since June 2013, in accordance with the Spanish Law. This certificate allows to inform about the energy performance and approximate energy expenditure.
It is also important to have the last payment document of the Property Tax, which is a tax imposed to the owner of any real estate property. So the buyer is required to obtain the City Council Certificate showing that IBI payments due have been made.
Certificate of Habitability is also an important document that must be provided by the owner. This document proves that the property complies with all the conditions required by Spanish Law to make it habitable.
Furthermore, if the property is subjected to the Horizontal Property Regime, it is essential to take into account the Community of Owner’s Certificate, which proves that all payments have been made. Apart from the Community of Owner’s Certificate, it is very advisable to have written proof of updated payments of utility bills.
Finally, we strongly recommend you to check the Community of Owner’s Rules to be aware of the use of properties, locals and communal premises, common rules and division of payments between owners.
Although following all these steps is difficult, in Coldwell Banker Prestige Barcelona and Coldwell Banker Prestige Begur, we are at your disposal to help with anything you might need.